♿ Investments

RDSP — Up to $90,000
in government support.

The RDSP provides up to $70,000 in grants and $20,000 in bonds from the government. One of Canada’s most underused programs.

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Up to $3,500/year in matching grants (max $70,000 lifetime) based on family income.

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Low-income Canadians receive up to $1,000/year with no contribution required (max $20,000 lifetime).

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Investments grow tax-sheltered. Withdrawals taxed in the plan holder’s hands — usually at a very low rate.

Who qualifies?▾

Canadian residents under 60 who are approved for the Disability Tax Credit (DTC). DTC application must be completed by a medical practitioner first.

RDSP — Up to $90,000in government support.