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💊 Living Benefits

Drug & Dental Insurance.
Affordable health coverage.

If you’re self-employed or your employer doesn’t offer benefits, individual health and dental plans fill the gap.

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Prescription Drugs

Covers generic and brand-name prescriptions. Some plans include vision care and paramedical services like physiotherapy and massage.

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Dental Coverage

Routine checkups, cleanings, fillings, and optional major dental (crowns, bridges, dentures). Essential for families.

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Family Plans

Cover your spouse and dependants under a single plan. Many plans include unlimited dependent children at no extra cost.

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Multiple Carriers Compared

I compare Sun Life, Manulife, Blue Cross, and others to find the plan that fits your needs and budget.

Can I get health benefits if I’m self-employed?
Yes. Individual health and dental plans are designed exactly for this. Premiums may be tax-deductible as a business expense — ask your accountant.
Are pre-existing conditions covered?
Generally covered after a waiting period (typically 3–12 months). I’ll explain what each plan covers during our call.
Ready to get protected?
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