Every account type, set up the right way.
As an insurance-licensed advisor, I help you set up and fund registered, non-registered and corporate investment accounts using segregated fund and GIC solutions — and bring in a securities-licensed partner if your plan needs one.
RRSP
Contributions reduce your taxable income now, and the account grows tax-deferred until you withdraw in retirement, typically at a lower tax rate.
TFSA
Contributions aren't deductible, but every dollar of growth and every withdrawal is completely tax-free — and withdrawn room comes back the next year.
FHSA
Built for a first home: contributions are tax-deductible like an RRSP, and a qualifying withdrawal is tax-free like a TFSA.
RESP
Saving for a child's education, with the government matching 20% of your contributions through the Canada Education Savings Grant.
RDSP
Built for a person with a disability: government grants and bonds can add thousands on top of what you contribute, on top of long-term, tax-deferred growth.
Non-Registered Account
For savings beyond your registered contribution room — no contribution limit and full flexibility on when and how much you withdraw.
Corporation Investment Account
For incorporated business owners investing retained earnings inside the corporation — structured to work alongside your corporate tax and estate plan.
Segregated Funds
An insurance-based investment with a maturity and death benefit guarantee, and potential creditor protection — features a standard mutual fund doesn't offer.
Retirement Income Planning
Turning what you've saved into a tax-efficient income stream — sequencing RRSP, TFSA and other withdrawals to keep more of it.
I'm licensed for insurance products, including registered accounts and segregated funds.
Curious what compounding could do for your own numbers?
Try The Free Calculators →Let's figure out what actually makes sense for you.
No pressure. No obligation. Just a conversation with an advisor who will explain your options and help you make an informed decision.
Or reach me directly — 647-745-6850 / WhatsApp
Free, no-obligation consultation
You don't need to know what account you need before you call me. We'll review:
- Your current savings setup
- Your goals & timeline
- Your available contribution room
- Your risk comfort
- Available options